Meet Pete Rinzel
My extensive in-depth mortgage banking experience enables me to provide my clients with professional, honest and courteous service as well as prompt closing. Utilizing state-of-the-art computer technology allows me to deliver the best possible service in every transaction while treating your mortgage as part of your financial portfolio! I am sincerely committed to each client and my broad base of knowledge helps provide solutions to my customers' needs. I also help educate my clients so they will feel comfortable with their decisions. The real estate agents agree. "Pete provides clients with professional and dependable service from the first phone call to closing. His service is unsurpassed." With over 20 years of mortgage banking experience in the Greater Minneapolis/St. Paul area as well as Arizona, Wisconsin and the Upper Midwest, Pete has personally originated over 1/2 billion in residential mortgages. He holds a Bachelor of Arts in Marketing & Finance from Augsburg College. Pete has earned the President Club Award for Top Loan Production - 1992 to present and has been voted a Super Mortgage Professional by Twin Cities and Mpls St. Paul Magazine from 2010 - 2016.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
"Pete Rinzel was superb working with us and would highly recommend him anytime and also look forward to working with him again in the future."
Brent and Janelle
"Thank you Pete. Your personal touch means a lot and Jason and I are very pleased with the high level of service and attention you gave us to make our dream home and in turn our wedding go smooth."
Jason and Cynthia
"Pete made a scary experience much more enjoyable! Everything was very organized and made as easy as possible."
Aaron and Leslie
"Pete's personalized and thoroughly professional mortgage service provided us with peace of mind early in the process which proved invaluable as our relocation from Maryland required our focus on other matters. Through his efforts, we were able to close on our new home with no problems, despite some last minute financing arrangements."
Jim and Gerry
About Super Mortgage Professionals
Pete Rinzel was named to the 2016 list of Super Mortgage Professionals, independently chosen by the homeowners they serve and approved by industry leaders. This list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.
Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry. Since the inception of the Super Mortgage Professional award in 2010, Pete has been nominated every year.
About Bell Bank Mortgage
Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.
We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.
The History of Bell Bank Mortgage
In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand. Bell State Bank & Trust shortened its name to Bell Bank in August of 2016, with the mortgage division becoming Bell Bank Mortgage to simplify the brand while retaining the familiar “trees” logo.
Our Commitment to You
Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day. And we work in harmony with local and national lending sources to find you the best possible rate and terms.